Investor Relations
Financial Highlights
Revenue Growth
Profit Growth
Total Assets Growth
Customer Deposit Growth
Increase Market Capitalisation
Latest Documents
Most recent financial reports and updates
Annual Report 2024-25
Comprehensive overview of our financial performance and strategic initiatives for the fiscal year 2024-25
Annual Reports
Comprehensive yearly financial and operational reports
Annual Report 2024-25
2024-25
Annual Report 2023-24
2023-24
Annual Report 2022-23
2022-23
Annual Report 2021-22
2021-22
Sustainability Bond Issue
Investing in hope, Impacting the last mile of Sri Lanka
Prospectus
Bond Framework
Application Form
Independent Audit Reports & Financial Statements
Audited financial statements and independent audit reports
Independent Audit Reports and Financial Statements 2023-2024
Independent Audit Reports & Financial Statements 2022-2023
Independent Audit Reports & Financial Statements 2021-2022
Independent Audit Reports & Financial Statements 2020-2021
Independent Audit Reports & Financial Statements 2019-2020
Independent Audit Reports & Financial Statements 2016-2017
Independent Audit Reports & Financial Statements 2015-2016
Interim Financial Statements
Quarterly and interim financial performance reports
Interim Financial Statements 31st March 2026
Interim Financial Statements 31st December 2025
Interim Financial Statements 30th September 2025
Interim Financial Statements 31st March 2025
Interim Financial Statements 31 December 2024
Interim Financial Statements 30th September 2024
Interim Financial Statements 30th June 2024
Interim Financial Statements 31 March 2024
Interim Financial Statements 30 June 2023
Interim Financial Statements 31 March 2023
Interim Financial Statements 30 September 2022
Interim Financial Statements 31 December 2022
Interim Financial Statements 30 June 2022
Interim Financial Statements 31 March 2022
Interim Financial Statements 31 December 2021
Credit Ratings
Credit Rating
Fitch Rating
Policies
List of our policies and guidelines
Policy on Anti-Corruption and Anti-Bribery
Policy on Board Committees
Policy on Control and Management of Company Assets and Shareholder Investments
Policy on Corporate Disclosures
Policy on Corporate Governance Nominations and Re-election
Policy on Environment Social and Governance Sustainability
Policy on Internal Code of Business Conduct and Ethics for All Directors and Employees
Policy on Relations with Shareholders and Investors
Policy on Remuneration
Policy on Risk Management & Internal Controls
Policy on the Matters Relating to the Board of Directors
Policy on Trading in the Entity's Listed Securities
Policy on Whistleblowing
Policy on Customer Complaint Handling
Publications
Financial publications and periodic reports
Six-month Ended Paper Publications
Paper Publication September 2024
Paper Publication September 2022
Paper Publication 30 September 2021
Paper Publication 30 September 2020
Annual Paper Publications
Paper Publication 31 March 2025
Paper Publication 31 March 2024
Paper Publication 31 March 2023
Paper Publication 31 March 2022
Paper Publication 31 March 2021
Paper Publication 31 March 2020
Paper Publication 31 March 2018
Paper Publication 31 March 2017
Other Downloads
Forms, policies, and additional resources
Debt Moratorium & SDF Prospectus
Sarvodaya Development Finance Prospectus
E magazine
KYC Forms & Financial Customer Protection Framework
Corporate Account
KYC/Fixed Deposit / Savings Account Opening Form
Cash Back Loan Application
Customer Accessibility Policy
FCRD Regulations - English
FCRD Regulations - Sinhala
FCRD Regulations - Tamil
Finance Business Act Directions - English
Finance Business Act Directions - Sinhala
Finance Business Act Directions - Tamil
Finance Business Licence
Finance Business Licence issued by the CBSL
Registration under the Finance Leasing Business Act
Key Fact Documents
KFD Savings and FD - English
KFD Savings and FD - Sinhala
KFD Savings and FD - Tamil
KFD Lease and Other Loans - English
KFD Lease and Other Loans - Sinhala
KFD Lease and Other Loans - Tamil
SDF 12th AGM
Annual General Meeting documents and related materials
Circular to Shareholders
Download
Annual Report CD Request Form
Download
Notice of Meeting
Download
AGM Proxy
Download