Our Impact
At SDF, our community-centered, purpose-driven finance model puts people first. Inspired by the Sarvodaya Movement, we deliver ethical, sustainable, and transparent financial services through trusted community networks. Our approach prioritizes social value, environmental responsibility, and inclusive growth.
Our Approach
Sarvodaya Development Finance (SDF) empowers underserved communities across Sri Lanka by providing inclusive financial solutions that drive real change. From rural entrepreneurs to smallholder farmers, our grassroots-driven approach supports sustainable livelihoods, promotes MSME growth, and uplifts entire villages—creating lasting economic and social impact.
Our Service
SDF offers a wide range of tailored financial products including microloans, agri-financing, and leasing solutions. Complemented by training, financial literacy programs, and market support, we serve diverse segments from rural individuals and MSMEs, our services enable customers to grow confidently at every stage of their journey.
Impact Metrics
Branches
LKR Total Assets
Total Customer Base
Workforce
Voices of Impact
Real lives. True change. The Sarvodaya spirit in action.
A member of the Kahathuduwa Sarvodaya Shramadana Society produces curd as a family business to empower local livelihoods and promote community-based entrepreneurship.
M Gunarathne
Kahathuduwa, Colombo District, Western Province, Sri Lanka
Our Sustainability Goals
No Poverty
End poverty in all its forms everywhere.
Zero Hunger
End hunger, achieve food security and improved nutrition and promote sustainable agriculture.
Climate Action
Ensure healthy lives and promote well-being for all at all ages.
Decent Work and Economic Growth
Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all.
Gender Equality
Achieve gender equality and empower all women and girls.
Industry, Innovation and Infrastructure
Ensure availability and sustainable management of water and sanitation for all.
Reduced Inequalities
Ensure access to affordable, reliable, sustainable and modern energy for all.
Annual Report with Impact
Sarvodaya Development Finance (SDF) creates meaningful, measurable impact by empowering rural communities, supporting MSMEs, and driving sustainable development across Sri Lanka. Guided by the Sarvodaya Movement's grassroots philosophy, SDF delivers inclusive financial solutions combined with education, training, and market access—enabling individuals and businesses to thrive while fostering long-term social and economic progress.
Our Financial Products
SME Loans
Empowering small and medium enterprises with easy financing options.
Housing Loans
Affordable housing loans to help you own your dream home.
Gold Loans
Instant loans backed by your gold assets.
Agro Leasing
Leasing solutions for agricultural equipment and vehicles.
Machinery & Equipment Leasing
Upgrade your business with our flexible machinery leasing options.
Micro Business/Personal Loans
Empowering small and medium enterprises with easy financing options.
Vehicle Leasing
Upgrade your business with our flexible vehicle leasing options.
Fixed Deposits
Guaranteed returns with our flexible fixed deposit options.
Pensioner Savings
Planning for Tomorrow, Starting Today
Fixed Saver
Secure your future with our fixed saver accounts.
Daru Isuru Savings
A special account for families who want to build their children’s future
Pancha Children Savings
Grow your savings securely with our general savings accounts.
General Savings Accounts
Simple Savings, Smart Start
Contact Us
Let’s get in touch
