Sarvodaya Fixed Deposit
Empowering Savings, Securing Futures
At Sarvodaya Development Finance, every step toward financial stability begins with a trusted place to grow your wealth. Our Fixed Deposits offer some of the most competitive rates in the market, giving you dependable, long-term returns. Whether you’re a young saver planning ahead or a retiree seeking security, we provide peace of mind with guaranteed earnings, special benefits for senior citizens, and the assurance of national insurance coverage. With SDF’s values at the core, your savings are protected—and your future is strengthened.
Secure Your Tomorrow, Today
Your finances deserve trust, security, and growth. We believe your savings should work for you. The SDF Fixed Deposit secures your future with guaranteed returns and disciplined savings. Partner with our reliability to build a bridge to your aspirations—for education, a home, or retirement. Take control today.
Key Information
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Documents Required
How to Apply
Download Form
Download the application from the web and fill out
Submit Documents
Provide the necessary business documents
Get Approved
Receive approval within 24-48 hours
Receive Funds
Access your funds quickly and easily
Fixed Deposit Rates
| Period (No of Months/Days) | Monthly | Maturity | ||
|---|---|---|---|---|
| Rate | AER | Rate | AER | |
| 1 Month | - | - | 8.00% | 8.30% |
| 3 Months | 8.50% | 8.84% | 8.75% | 9.04% |
| 6 Months | 8.75% | 9.11% | 9.00% | 9.20% |
| 12 Months | 9.50% | 9.92% | 10.00% | 10.00% |
| 24 Months | 10.50% | 11.02% | 11.00% | 10.45% |
| 36 Months | 11.25% | 11.85% | 11.75% | 10.59% |
| 50 Days | - | - | 8.20% | 8.50% |
| 100 Days | - | - | 9.00% | 9.30% |
| 300 Days | - | - | 9.50% | 9.58% |
| Period (No of Months/Days) | Monthly | Maturity | ||
|---|---|---|---|---|
| Rate | AER | Rate | AER | |
| 1 Month | - | - | 8.00% | 8.30% |
| 3 Months | 8.50% | 8.84% | 8.75% | 9.04% |
| 6 Months | 8.75% | 9.11% | 9.00% | 9.20% |
| 12 Months | 10.00% | 10.47% | 10.50% | 10.50% |
| 24 Months | 11.00% | 11.57% | 11.50% | 10.91% |
| 36 Months | 11.75% | 12.40% | 12.25% | 11.00% |
| Period (No of Months/Days) | Annually Interest Payout | |
|---|---|---|
| Annual | AER | |
| 60 Months | 11.50% | 11.50% |
FD Rates Effective from 2026.01.16
Lanka Ratings BBB- (Stable Outlook) Licensed by the Central Bank of Sri Lanka under the Finance Business act No.42 of 2011. Eligible liabilities are insured with Sri Lanka Deposit Insurance scheme implemented by the Central Bank of Sri Lanka for Compensation up to a maximum of Rs. 1,100,000 per depositor.
* Conditions Apply.
Grow Your Savings with Confidence
Open a fixed deposit today and start earning from as little as Rs. 5,000.
Fixed Deposit Sustainability Impact
Providing stable, ethical financial growth for individuals.
Supporting personal and family financial resilience.
Promotes inclusive wealth growth through secure and accessible savings.
Providing stable, ethical financial growth for individuals.
Supporting personal and family financial resilience.
Promotes inclusive wealth growth through secure and accessible savings.