Housing Loans

Sarvodaya Housing Loans

Building Homes, Building Futures

Every family deserves a safe and secure home of their own. At SDF, our Housing Loans empower rural and suburban families to buy, build, or renovate their dream homes. From foundation to roof, we offer flexible financing solutions with manageable terms and personalized guidance. With our community-focused approach, we don't just finance houses— we help build stronger, more stable communities for a thriving Sri Lanka.

Build Your Dream HomeHomes Made PossibleSecure Your Future
housing loan logo
174K
Customers
60+
Years
5,400+
Partner Societies
56
Branches
sustainable cities
No Poverty
Zero hunger
Gender Equality
clean water
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ABOUT HOUSING LOANS

Building Foundations for a Prosperous Future

At SDF, we believe that a secure home is the cornerstone of a stable and thriving family. Our Housing Loans are designed to empower rural and suburban households to realize their dream of owning a home. We offer more than just financing—we provide end-to-end support, from planning and construction to renovation and expansion. With flexible repayment plans, competitive interest rates, and personalized guidance, we help turn blueprints into lasting legacies. By building stronger homes, we build stronger communities, contributing to a resilient and prosperous Sri Lanka.

Key Information

Who We Empower
How You Can Use the Funds
Why It Works
Eligibility

Please select a section to view details

Documents Required

Identity proof (NIC, DL, or Passport).
Income proof (Salary slips, bank statements, invoices).
Residential proof (Utility bill, Gramasewaka certificate).
Business registration (if applicable).
Property deeds, survey plan, approved building plan.
Street line & Non-Vesting Certificate’s.
Certificate of Conformity - for residential house.
Local Authority permissions (if required).
25 years extracts pertaining to the collateral provided.
Bill of Quantity - BOQ for house construction or renovation.
Agreement to Sell / Purchase consideration from the seller - for land/property purchase.
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Application Downloads

தமிழ்

Tamil

Housing Loan
English

English

Housing Loan

How to Apply

1

Download Form

Download the application from the web and fill out

2

Submit Documents

Provide the necessary business documents

3

Get Approved

Receive approval within 24-48 hours

4

Receive Funds

Access your funds quickly and easily



Start Building Your Home. We’ll Back You.

Our loan officers are ready to guide you—whether you're purchasing land or adding the final brick. Visit us, talk via WhatsApp, or apply now.

Start with WhatsAppCall 1319Visit Our Branch
SUSTAINABILITY ALIGNMENT

Housing Loans Sustainability Impact

Sustainable community development through grassroots society lending.

Sustainable community development through grassroots society lending.

Strengthening homes and economic security via affordable housing finance.

Strengthening homes and economic security via affordable housing finance.

Enhance household stability to support food security and well-being.

Enhance household stability to support food security and well-being.

Support women’s access to housing finance and asset ownership

Support women’s access to housing finance and asset ownership

Access to adequate sanitation and hygiene for all.

Access to adequate sanitation and hygiene for all.